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The tax that penalises work on existing homes
A 20 per cent charge sits on almost every extension, rewire, re-roof, damp repair and loft conversion carried out on the 29 million homes we already have. This is a decision, and it is the most distorting feature of the tax system as it applies to the built environment. The anomaly is simple. Demolish a house and build a new one, and the work is zero-rated, with VAT on inputs recovered in full. Repair, extend or retrofit that same house, and it's taxed at 20 per cent, with th

Joe Garner MRICS
Aug 44 min read


Who's actually commissioning the next decade of housing
Andy Burnham has promised Britain's biggest council housebuilding programme since 1945. That is the headline everyone has taken from his first week in office, and it is worth pausing on the word "council," because it points to a shift in who commissions housing in this country, not just how much of it gets built. For most of the last two decades, private housebuilders have set the pace. They chose the sites, ran the programmes, and instructed the consultants. Councils and reg

Joe Garner MRICS
Jul 222 min read


Rebuilding the Middle of the Housing Market
I spend a lot of time looking at homes, prices, cost plans, and all the small details that shape how people actually live. At Axo, we work with families, developers, planners, and everyone who has to operate in the real world rather than the textbook version of it. And although there are some well‑known pressures in the housing market, there are also moments of genuine progress that often get lost in the noise. What has become clear over the last year is that the challenge is

Joe Garner MRICS
Mar 242 min read


The Housing Market Doesn’t Have to Get Better, Just Less Bad
Everyone keeps saying UK housebuilders are in trouble. The FT quietly made a more interesting point this week: things don’t need to get “good” for the sector – they just need to stop getting worse. Three reasons why that matters: Planning is finally (slowly) moving.
After a decade of dysfunction, the direction of travel is changing. Mandatory targets are back, green belt flexibility is creeping in, and planning certainty – even marginally – has a big impact on land value and

Joe Garner MRICS
Mar 61 min read


Axo Consulting: Built to Guide Complex Property Decisions with Confidence
As co-directors of Axo Consulting, Steve Cheesman and I founded the practice with a clear aim to simplify the planning and development process for clients. From the beginning our focus has been to bring clarity, disciplined judgement and integrated expertise to decisions that carry real consequence. Clients need a director-led partner who can cut through complexity and guide projects with confidence and accountability. Axo is an integrated property consultancy that combines d

Joe Garner MRICS
Nov 30, 20242 min read
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