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£500m to Unlock Section 106, But Money Was Never the Whole Problem
NatWest's £250m Section 106 loan fund, matched by Homes England, takes the total available for S106 acquisitions to £500m. It is good news for a market that has badly needed it. Around half of England's affordable housing is delivered through the S106 cross-subsidy model. When registered providers stopped buying, whole sites stalled. Private plots sat behind unsold affordable phases, and housebuilders mothballed schemes that were viable on paper but couldn't clear the afforda

Joe Garner MRICS
Jun 113 min read


The AI Boom Is in Your Cost Plan. Most SME Developers Have Not Noticed Yet.
How AI is affecting projects for SME developers.

Joe Garner MRICS
May 263 min read


Why Clients Are Asking Axo to Move Upstream
Recent major London schemes show that commercial projects are no longer shaped at planning committee. The critical decisions now happen earlier, through safeguarding constraints, infrastructure consultation zones, political risk, fiscal exposure and cost assumptions formed before design begins. JPMorgan’s proposed Canary Wharf headquarters illustrates this shift. Progress depended not only on architectural ambition but on early engagement with London City Airport over height

Joe Garner MRICS
Apr 82 min read
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