Half-built schemes lose more value to missing paperwork than to the debt itself. When compliance evidence is missing, the fix isn't a valuation, it's re-measuring what's actually built, proving it, and pricing what it costs to finish.

Homes England's figures for 2025/26 landed last week, and the temptation in Whitehall to call this a turning point will be strong. The agency enabled just over 40,000 completions, its best year since 2020, alongside more than 42,000 starts on site, and it beat two of its three government targets while lifting completions for social rent by 65 per cent, the tenure that matters most to people in greatest need. For an agency that has spent much of the past decade fielding critic

NatWest's £250m Section 106 loan fund, matched by Homes England, takes the total available for S106 acquisitions to £500m. It is good news for a market that has badly needed it. Around half of England's affordable housing is delivered through the S106 cross-subsidy model. When registered providers stopped buying, whole sites stalled. Private plots sat behind unsold affordable phases, and housebuilders mothballed schemes that were viable on paper but couldn't clear the afforda

How AI is affecting projects for SME developers.